Rahul Singh → PaymarkTāmaki Makaurau · 2026

Kia ora, Paymark.

Shape the future
of payments in
Aotearoa.

I'm a hands-on, AI-first product manager who lives in both the strategy deck and the sprint board. This page is my cover letter — and a small demonstration of how I'd think about your eCommerce gateway from day one.

Simulated gateway tx · live
60,000,000
Years powering NZ payments
36
Scroll to begin

i. Why this role

Paymark sits at the exact intersection I've spent ten years preparing for — a critical platform, a real customer base, and a moment where the rules of payments are being rewritten by AI, agentic commerce, and open banking. The line in the JD — "if you love being in the work, not just adjacent to it" — is the role I'd write for myself.

ii. What I bring

At Global Dairy Trade, I'm leading the rebuild of a global multi-sided marketplace — onboarding through to post-event settlement — for one of the world's largest commodity platforms. At IAG, I shipped a real-time decision engine that cut digital claim handling time by 75%, plus integrated lodgement for Westpac and BNZ that now carries 20%+ of partner claims. Same operating model, different vertical.

Outside of GDT I run AI PM Briefing and PM Insights Weekly, and I'm experience lead for Product Aotearoa — the country's only PM conference. AI-first isn't a slogan I'd inherit; it's already how I work, write, and ship.

iii. How I'd start

  1. D01–D30 · Live in the backlog, the tickets, and three merchant calls a week. Map the gateway's real failure modes vs the roadmap.
  2. D31–D60 · Co-author a sharpened portfolio thesis with the Head of Online Payments. Stand up the AI-first operating rituals (see prototype below).
  3. D61–D90 · Ship one merchant-visible improvement; lock the FY investment case; have the team confidently leading its own ceremonies.

Ngā mihi,
Rahul.

02 / The receipts

Every claim, with a paper trail.

Tap a row to see the evidence behind each JD requirement.

03 / Prototype I
interactive

Payments 2030
a day in Aotearoa.

Follow Hana, a small merchant in Tāmaki, through one transaction. Toggle the timeline to see what changes when payments become ambient and agentic — and where Paymark wins.

Aotearoa 2030 · step 1 / 5

Hana's wallet agent already negotiated price + delivery across 6 retailers overnight.

Why it matters for Paymark

Paymark sits closest to merchant checkout — owning the agent-handshake protocol is a defensible moat.

Agentic commerceOpen bankingPayments NZ API CentreOn-device biometrics
04 / Prototype II
live mock

The AI-first PM cockpit.

A 90-second peek at how I'd run the gateway team day-to-day. Toggle AI off to see why an AI-first operating model isn't optional anymore.

AI-first on — tickets auto-cluster by theme, PRDs draft themselves from signal, the stand-up brief lands in Slack at 7:43am. The PM edits, decides, and ships.

Merchant signal

auto-clustered · LLM
  • 3DS friction on Safari iOS 17
    vol 142 · sentiment -0.62
  • Refund webhook latency > 8s
    vol 88 · sentiment -0.48
  • Apple Pay sheet glitch (Shopify)
    vol 61 · sentiment -0.39
  • Praise: new merchant dashboard
    vol 54 · sentiment 0.71

Backlog triage

AI-drafted PRDs

Auto stand-up brief

drafted 7:43am

Yesterday: GW-1284 reproduced on iOS 17.5 (sev-2). Today: ship frictionless fallback + dashboard alert. Blockers: needs Tech Lead review on 3DS spec interpretation. Risk: BNZ test card refresh pending — escalating now.

Cycle time

AI-first
Stand-up prep
6 min
Backlog refinement
35 min
Discovery → spec
1.5 days

Note — every panel is a static mock; the point is the operating model, not the implementation. In a real Paymark instance this stack lives behind your existing tooling: JIRA, Power BI, Zendesk, Slack.

05 / Let's talk

If this sounds like
your kind of PM

I'd love a coffee at your new harbour-view office (and yes, I'm intrigued by the subsidised massage therapy). Whichever channel works.

Currently
Product Development Manager · Global Dairy Trade
On the side
AI PM Briefing · PM Insights Weekly · Product Aotearoa
Author of
Don't Think, Change — behavioural psychology & why transformation frameworks fail.
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